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SALVIA FINANCEMENTS

LOAN MANAGEMENT SOFTWARE FOR SOCIAL LANDLORDS AND PUBLIC INSTITUTIONS

SALVIA FINANCEMENTS

LOAN MANAGEMENT SOFTWARE FOR SOCIAL LANDLORDS AND PUBLIC INSTITUTIONS

Salvia Financements answers all the needs for loan management of social housing companies and public institutions.

The power of its analytical management enables you to effectively meet your regulatory accounting needs by program and to realize the links with your assets and grants.

Used by 97% of social landlords, Salvia Financements is the reference solution of this activity.

Used daily by social landlords to track their borrowing deadlines and realize their end of year closing, Salvia Financements also allows to project its outstanding debt in order to prepare the budget and strategic plan of assets .

The expertise functions enable active debt management and seize all opportunities.

    Management of all the specificities of the Social Housing debt

    Management of all kinds of financings

    Deposits and consignment loans, structured, credit lines, hedges

    Analytical

    Advanced analytical management and regulatory reporting (Harmonia)

    Financial simulations

    Simulation of future rates, debt adjustment or arbitration, accrued interest, cost of exit calculation

    Alerts and financial reports

    Rate Opportunities, Debt Synthesis and Reporting, Quotation Tool

    Daily management

    Salvia Financements makes it possible to follow the deadlines on a daily basis.

    The concepts of “Nature”, “Program”, “Sub-Program” carried by each loan meet the specific needs of analytical accounting.

    The standardized interfaces with all accounting software allow you to simply integrate your entries.

    At the end of the year, the data of the debt feed Salvia Etats Réglementaires for the realization of the Harmonia statements.

    Budget and strategic plan

    At the time of budget preparation or the execution of the strategic plan, Salvia Financements projects your outstanding debt by simulating rate increases and in particular the rate of the Livret A.

    The integration of fictitious loans gives you an overall view of your outstanding debt by integrating your new projects.

    This allows you to define your long-term strategy while filtering through a specific program

    Analysis of your outstanding debt

    Analysis dashboards provide a direct summary of the debt by lender, by type and interest rate value, over an annual period or until the debt is extinguished.

    The expertise functions provide an automatic analysis of your contracts at every moment to seize every opportunity:

    Analysis of early repayments
    Arbitrations of rate options
    Residual duration…
    The essential information is reproduced in the form of dynamic dashboards and graphs

    BENEFITS

    • Statutory reports

    • Connection to financial markets

    • Livret A simulations and strategic plan

    • Banking integration (CDC)

    NEW

    • Salvia DATA

    • Link to your BI tools

    • Management control

    • Banking integration (CDC)

    • Financial characteristics

    • Amortization tables